General Insurance Code of Practice


The General Insurance Code of Practice outlines certain minimum standards of service that you should expect from insurers that have adopted the Code.


The standards covered by the Code include buying and renewing insurance, claims handling and complaints handling. We've adopted the Code and we're committed to complying with it.


The Code Governance Committee is an independent body that monitors and enforces insurers’ compliance with the Code.


For more information on the General Insurance Code of Practice and the Code Governance Committee, visit insurancecouncil.com.au.



How we develop our insurance


We develop and distribute retail insurance that meets our customers' likely needs, objectives and financial situations.


Our Target Market Determinations (TMDs) help you understand the types of people (called the 'class of customers') our insurance policies are designed for.


Read the IAL policy .

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Insurance issued by Insurance Australia Limited ABN 11 000 016 722 AFS Licence No. 227681 trading as ShareCover Enterprises. This is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances”). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement (PDS) and Target Market Determinations available on this website. For Short Stay Pay-per night and Short Stay 6 & 12 month policies, please also read our Key Fact Sheets (KFS) for buildings and contents which set out some of the events/risks covered and not covered by those policies and other information you should consider. These sheets do not provide a complete statement of the cover offered, exclusions, conditions and limits that apply under the policies. You should carefully read the Product Disclosure Statement (PDS) and all policy documentation for more details.

To help you make an informed choice on insurance visit the Australian Government website: www.moneysmart.gov.au

ShareCover Enterprises is owned by Insurance Australia Limited and is not related to either Airbnb, Bolt, Booking.com, DiDi, OLA, Shebah, Spacer, Stayz and Uber. References to these platforms on this website do not constitute an endorsement by these platforms of ShareCover nor an endorsement of these platforms by ShareCover; nor IAG being partnered with these platforms.

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